— Funding Solutions
Financing programs for business owners and investors.
Explore the programs below, or apply once and we'll help match you
to the option that fits — no cost, no obligation.
Business Financing
Business Financing
Business financing solutions can provide access to capital for growth, operations, expansion, or strategic opportunities.
Who it's for: Established business owners seeking capital for growth or operations.
Typical uses: Expansion, hiring, inventory, renovations, strategic opportunities.
Benefits: Structured repayment, a range of term lengths, and funding sized to your needs.
Qualifying factors: Time in business, revenue history, and overall business financials.
Business Financing
Working Capital
Working capital financing helps bridge cash-flow gaps and keep day-to-day operations running smoothly, especially useful for seasonal businesses or those managing uneven revenue cycles.
Who it's for: Businesses managing seasonal cash flow or short-term operating needs.
Typical uses: Payroll, inventory purchases, day-to-day expenses, seasonal gaps.
Benefits: Fast access to funds with flexible repayment structures.
Qualifying factors: Consistent revenue and recent bank statements.
Business Financing
Equipment Financing
Equipment financing helps you acquire or upgrade the equipment your business relies on without straining cash reserves, with the equipment itself often serving as collateral.
Who it's for: Contractors, manufacturers, medical practices, and other equipment-reliant businesses.
Typical uses: Purchasing machinery, vehicles, technology, or specialized equipment.
Benefits: Preserves working capital while equipment is financed over time.
Qualifying factors: Equipment value, business revenue, and intended use.
Real Estate Financing
Commercial Real Estate
Commercial real estate financing supports the purchase or refinance of income-producing or owner-occupied commercial property.
Who it's for: Business owners and investors purchasing or refinancing commercial property.
Typical uses: Property acquisition, refinancing, renovation, or portfolio expansion.
Benefits: Financing structured around the property and the borrower's goals.
Qualifying factors: Property type, income potential, and borrower financial profile.
Real Estate Financing
DSCR Financing
DSCR financing options are designed for qualifying real estate investors purchasing or refinancing income-producing properties.
Who it's for: Real estate investors building or refinancing a rental portfolio.
Typical uses: Purchasing rental property, refinancing, portfolio growth, LLC purchases.
Benefits: Qualify on property cash flow rather than personal income documentation.
Qualifying factors: Property's rental income relative to its debt obligations.
Real Estate Financing
Fix & Flip Financing
Fix & flip financing provides short-term capital for investors purchasing, renovating, and reselling residential properties, with funding structured around the project timeline.
Who it's for: Investors purchasing distressed or undervalued property to renovate and resell.
Typical uses: Purchase price, renovation costs, project carrying costs.
Benefits: Fast funding aligned to short project timelines.
Qualifying factors: Project scope, after-repair value, and investor experience.
Real Estate Financing
Bridge Financing
Bridge financing provides short-term financing options for purchases or timing gaps while a longer-term financing plan is arranged.
Who it's for: Investors and business owners who need to move fast on a time-sensitive deal.
Typical uses: Closing quickly, covering a timing gap, transitional financing.
Benefits: Speed and flexibility while a permanent financing solution is arranged.
Qualifying factors: Exit strategy, collateral value, and overall deal structure.
Government-Backed Financing
SBA Financing Options
SBA-backed financing programs are designed to support qualifying small businesses with longer-term financing structures.
Who it's for: Qualifying small businesses seeking longer-term, structured financing.
Typical uses: Business acquisition, expansion, real estate, working capital.
Benefits: Longer repayment terms and structures backed by SBA guarantee programs.
Qualifying factors: Business eligibility requirements set by the SBA and participating lenders.
Not sure which program fits?
Tell us about your project and we'll help you find the right path — no cost, no obligation.
Connecting business owners and real estate investors with financing solutions that support growth, opportunity, and long-term success.
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Rhofx Capital is a financing advisory firm and works with a network of third-party lending partners. Rhofx Capital is not a direct lender.